Blog Posts

"The key to wealth isn't just having money; it's having the right mindset. Money is a tool and a resource, but it's how you use it that...

Tracking your net worth monthly is an essential habit to develop if you want to reach your financial goals. Knowing your net worth is the...

https://www.etsy.com/shop/EnrichDesignsShop First of all what does it mean to live paycheck to paycheck? You have no savings. You 100%...

If you're looking to get your finances in order, a no spend month challenge can be a great way to get started! By committing to a month...

Christmas is a time of joy and celebration, but it can also be a time of financial stress. To avoid the stress of holiday bills, it is...

1. No Spend Month(s) For a whole month only buy necessities. No eating out. No shopping. No alcohol. No pleasure travel, etc. 2. Side...

1. Have a monthly budget You’ve heard it time and time again but here’s another reminder to budget. It’s so important to know what you...

Money Tip: Checking your bank account every now and then is not budgeting. 👉🏼Even if you have loads of money, you still should know...

Money Tip: Your debt-to-income ratio should be 36% or lower 👉🏼Your debt-to-income ratio is essentially the percentage of your gross...

I know yall have heard this before but don’t buy a brand new car! 👉🏼Obvious but….. They are more expensive. I know the new smell is...

Ask yourself before you buy clothes or any non-essential, do I actually LOVE LOVE this? 👉🏼If I actually calculated how much I spent on...

Have at least $1,000 in your savings! Here's what you need to do. 👉🏼First thing you are going to do is have a money meeting with...

Money Tip: Get a side hustle. Below are a few ideas: 👉🏼If you have extra space in your garage, in your building, in your house, etc you...

.....the quick version. 👉🏼A lot of self-discipline. I said no to a lot of things. 👉🏼No spend months. Normally I do them in January...

👉🏼Fun money is for things like fun TJ Maxx runs, Starbucks treats, a night out with the girl, etc. 👉🏼I think it’s important to budget...

Money Tip No No’s 👉🏼Buy a brand new car. Instead buy a car with 60,000 miles or less. A brand new car loses 9-11% of it’s value...

👉🏼Start with a $1,000 emergency fund. This should be your very first step even before paying off debt. 👉🏼If you don’t have an...

You don’t have to give up these things forever. These are just ideas of how you can lower expenses either temporarily or permanently. I...